MINT 2.0 is Upstream’s pioneering mobile commerce platform. It is connected to mobile operators in 45+ countries and has delivered mobile campaigns in 25 languages. In total, it manages more than 10 billion mobile interactions per year. Today, MINT 2.0 leverages this vast knowledge base with intelligent tools and innovative engagement mechanics to deliver >5% conversion rates to paid subscriptions, by far the highest rates in the industry.

Cutting-edge technology fused with in-depth knowledge of digital transformation



With the Internet of Things also increasingly playing a role inFinancial Technology, the amount of data that will be continuously generation will be huge. Emergence of AI has been and continues to be a key force in the sector. Technologies like AI, Machine Learning have process the huge amount of information about customers. This data and information are compared and results in suitable services/products that customers want. This essentially means finding what’s right for your customers and hence can achieve customer satisfaction at the high level.

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Data scientist



E-KYC saves onboarding cost and time while increasing customer experience through realization of digital ID verification

Better than paper:

More effective and less expensive than paper welcome kits to help new accounts to adopt the account-related services that drive satisfaction, account usage, and profitability.

Foster flexibility:

Facilitate virtually any multi-step process, cross selling products and services, and more

End-to End Solution:

We provide a comprensive solution to integrate with your existing requirements


Market Place

Power customer with knowledge to choose the right financial products. Our partner, Jirnexu, operates financial comparison services in South East Asia will aggregate offerings and deals from banks and financial services companies, effectively acting as a user acquisition channel for reaching new audiences and customers.

Mobile First

More Inbound Lead

Simplified process