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Financial access for everyone

According to Global Findex, only 31 percent of adults in Vietnam had access to an account at a formal financial institution in 2014. Though this number is growing per year, yet Vietnam still lags behind the regional average of around 69 percent and is home to an estimated 50 million adults who remain unbanked. Our ambition is to open new touch points that enable financial access for a wider audiences regardless of their credit history. As smartphone cover 84% of Vietnam’s population, we work closely with biggest operators to map appropriate financial services for you with optimal offers that match your needs.


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Our solutions bring you greater opportunity to cultivate new customer segments that are unavailable to reach before

Rate Plus’s advanced data analytics allow deeper customer insights to foster fined tune decisions on the spot so that right offers will be sent to the right audiences at the right time by the right channels.

Rate Plus has vast expertise in managing and optimizing across various channels – both operators (SMS, USSD, SMS Flash, End of Call Notification, etc.) and other digital channels (Facebook, Google Display Network, Affliators, etc.) to ensure recruitment maximization.


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In the era of digital transformation, the more complex customer journeys are, the stronger likelihood they are going to drop in the middle.

With our nation leading technology both in data and telecommunication such as Machine Learning, AI, Digital Onboarding, HTTP Header Enrichment, we make your customer experience seamless. Painful and lengthy paper process are now replaced by automation with high accuracy that leads to unparalleled satisfaction.